Simple Budget Planner (Sage): every month of your money on one calm screen. Type what you expect, type what actually happens, and watch the totals, charts and "left to spend" update as you go. No transaction log to keep: budget and actual go straight on each line.
For Google Sheets, Excel and Apple Numbers, in any currency.
What's inside
- 12 monthly tabs, each on one landscape screen
- A four-figure strip across the top: money in, money out, left to budget and left to spend
- Panels for Income, Bills, Expenses, Savings and Debt, with budget and actual side by side
- Ticked bills grey out, and overspent expenses turn red
- A "Where it went" donut chart and a budget-against-actual chart
- An at-a-glance panel: savings rate, bills paid (for example "6 of 6"), percentage of budget spent, biggest expense and debt paid
- Money left over rolls into the next month automatically, and the currency symbol you choose carries forward
- An Annual Overview: year totals (earned, spent, saved and debt paid), a 12-month table and two charts
- A Start Here tab with instructions and clickable contents
Two files in your download
- Blank workbook (.xlsx): ready for your own numbers
- Example workbook (.xlsx): the same workbook, filled in, so you can see how it works
Instructions and clickable contents are on the Start Here tab inside the workbook.
Works in
- Google Sheets: upload the file to Google Drive, open it, then choose File > Save as Google Sheets
- Microsoft Excel (Windows and Mac)
- Apple Numbers
Only long-standing spreadsheet functions are used, with no macros, so there is nothing to enable. There are no currency symbols built in, so any currency works.
Please note
- Digital download: nothing will be posted. We email the files to the Google account you signed in with.
- Formula cells are locked against accidents, with no password, so you can't break the maths by mistake.
- A budgeting tool only, not financial advice.
- Also available in other colours. Look for the Simple Budget Planner in our Spreadsheets section.
- For personal use by one purchaser. Please don't share or resell the files.
Questions? Email hello@fayandform.com.
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